A comprehensive public and product liability policy provides cover for claims of bodily injury or other physical injury, personal injury, advertising injury and property damage as a result of your products, premises, or operations.
Trust the professionals at Willis Insurance in Northern Ireland.
Depending on your business needs and product, public liability cover protects your business against compensation payments and legal fees associated with claims of bodily injury, other physical injury, personal injury, advertising injury, property damage and more. Get a Public liability insurance quote today.
As a safeguard against liability, our policies allow you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing. Our liability policies also provide cover for the cost to defend and settle claims.
Below are some other things that typical liability policies may cover:
- Personal and Advertising Injury
- Defence Costs
- Medical Expenses
- Premises and Operations Liability
- Products Liability
How Much Public Liability Cover Does Your Business Need?
The amount of cover that your business needs depends on three factors:
- Perceived Risk
- Where You Operate Your Business
- Type of Product Manufactured
Other Ways to Protect Your Business
- Establish a high standard for product quality control at your organization.
- Keep all company records up to date and accurate.
- Train your employees thoroughly and properly.
- Ask Willis Insurance and Risk Management for safety and compliance information.
Typical Exclusions and Limitations
- There will typically be an excess requirement for each claim. The excesses will vary depending on the policy and covers sought.
- Injury to your own employees or to your own property is not covered under Public/Products liability insurance.Make sure you have and adequate Property insurance. War, terrorism or nuclear risks are typically not covered.
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