Standard Covers

The hotel industry is diverse. Hotels can have just a few rooms or they can have hundreds. Accordingly, hotel insurance policies are usually composite, consisting of several core covers and a variety of industry-specific and optional covers. Insurers will typically include the following covers in their core hotel policies:

  • Buildings
  • Contents
  • Employee protection
  • Business interruption
  • Business liability
  • Legal expenses

Optional Covers

Core covers may be supplemented with substantial optional covers to accommodate the various members of the hotel industry. Many of these optional covers are specific to the industry. This list is only a small sampling of the available optional covers:

  • Cost of obtaining alternative accommodation for guests
  • Guests' and customers' personal effects and valuables
  • Full theft
  • Loss of attraction
  • Environmental liability
  • Notifiable disease cover
  • Subsidence
  • Computer breakdown
  • Equipment breakdown
  • Employee theft
  • Contractors' all risks
  • Terrorism

21st Century Covers

Traditional insurance covers have progressed over time to more modern day matters and Willis IRM can provide cover for:

  • Employee Protection and Fidelity Cover, to include:
    • Road Rage
    • Air Rage
    • Aggravated Burglary
    • Stalking
    • Commercial Employee Fidelity
  • Ransom Demands
  • Claims Preparation Costs
  • Company Function and Conference Cover
  • Lottery Cover

A bespoke policy is best to make sure your specific risks are acknowledged and minimised. We can tailor a policy that fits your individual needs.

Contact the insurance professionals at Willis Insurance & Risk Management in Belfast today at 028 9032 9042 or use our quick enquiry form to assess and reduce the risks associated with running your hotel.

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Willis Insurance and Risk Management is a trading name of Willis & Company (Insurance Brokers) Ltd.

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The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

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