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Compared to standard motor insurance policies, the average motor fleet policy is much more robust and flexible, making your job easier by reducing driver restrictions and allowing you to regularly add or remove vehicles from your policy.
The following vehicles can be covered all together under one policy:
Although motor fleet policies are more flexible and can encompass a larger array of vehicles, the same general range of covers, listed below, is available to fleet operators as private individuals:
Excess amounts across all three categories of cover will vary depending on the type of work your business does and its level of risk.
We can work with you to write a bespoke policy that addresses your business' specific risks. Get in contact today.
Because a fleet can consist of five or 5,000 vehicles, motor fleet policies typically offer a more expanded selection of extensions than standard motor policies to accommodate all types of fleets. The following extensions may be available as part of a fleet policy:
This list is not comprehensive. It represents just a few of the scores of extensions available to motor fleet policy holders.
Motor fleet policies are a viable, cost-saving alternative to standard policies, but they are not without their exclusions. The exclusions enumerated below are some of the most common to motor fleet policies:
This list is also not all-inclusive, but it may be possible to obtain cover for these exclusions as an extension of a bespoke policy.
Rely on our expertise to help you craft the perfect bespoke policy that safeguards your motor fleet for years to come. Call us at 028 9032 9042 or use our quick enquiry form to start securing your future today.