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Some general risks of business travel include:
These general risks are not all-inclusive. The list lengthens considerably once individual circumstances are considered.
The following are six common types of cover available in a business travel insurance policy:
Although these six covers are common, they are not exhaustive; inevitably, they leave gaps in cover. Plug any gaps in your business' policy by relying on policy extensions in the event of:
The more extensions you purchase to complement your policy, the better you can protect your employees and ensure a successful outcome for their trip.
No matter how many extensions you purchase, certain activities and situations will probably never be covered by a business travel policy. Exclusions vary amongst insurers, but they typically refuse to pay claims in the event of:
The multi-faceted nature of business travel insurance probably means your employees are under-insured in some way. Let Willis Insurance & Risk Management help you find these gaps before you find out the hard way.
Contact us today at 028 9032 9042 or via our online enquiry form to learn more about insuring your business' travel plans.