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Holidaymakers have been advised to think carefully about the activities they are likely to be taking part in before taking out travel insurance
The British Insurance Brokers Association (Biba) said that it is important for travellers to get cover that suits the specific nature of their holiday.
Graeme Trudgill, technical and corporate affairs executive for Biba, explained that people going on beach holidays may only require basic travel insurance , but those who would consider going paragliding during their trip should get cover for such an activity.
The best approach, according to Mr Trudgill, is for travellers to think about what they want to do and then speak to their insurance provider about their plans.
He added: "Always disclose what you want to do and then your broker can take it from there."
According to research published by Biba last year, less than half (42 per cent) of people who took out travel insurance with their agent or tour operator were advised about hazardous sports, compared to two-thirds (67 per cent) of those who chose specialist providers.
The Royal Society for the Prevention of Accidents (RoSPA) has marked the 25th anniversary of the seatbelt with a reminder to drivers of the importance of wearing one.
Since the first seatbelt law was introduced in 1983, 50,000 lives have been saved through motorists wearing them.
However 370 unnecessary deaths still occur on UK roads every year through motorists not wearing a seatbelt.
The main culprits for driving without a seatbelt are van drivers and their passengers with RoSPA research identifying that only 69% of van drivers and 58% of their passengers regularly wear a seatbelt.
Head of Road Safety at RoSPA, Kevin Clinton, said, "We need to understand why they are still not getting the message and to ensure there are regular targeted campaigns so that deaths and injuries continue to reduce."
"It may be that some people simply forget to wear their belts and need to be encouraged to get into the habit. Others may not feel they are necessary or that it is not 'cool' to wear one. Perhaps it is time to consider giving drivers three penalty points when they fail to wear their belts."
The Health and Safety Executive (HSE) recently reminded companies to ensure that they pay attention to trainees health and safety needs and that they are supervised properly.
As many Year 10 students embark on their first forage into work experience with companies across the
The warning came after three companies and a manager were fined a total of £217,500 plus £125,000 costs at Manchester Crown Court for breaching health and safety law, following the death of a 17-year-old trainee scaffolder.
The young man died in January 2004 after falling approximately 18 metres whilst working to construct a scaffold within a 20-metre high sewage digester tank.
When hiring a Young Worker (including work experience students), as an employer, you must carry out a risk assessment. Your risk assessment must specifically take into account the young person's possible lack of awareness of existing or potential risks, immaturity and inexperience.
The extent of the risks identified in the risk assessment will also determine whether you should restrict the work of the young person. Generally young people below the age of eighteen years cannot do work which:
Commenting on this tragic case, brought by HSE, Chief Inspector of Construction Stephen Williams said - "All industries, especially the construction sector, rely on keen young people. However, employment opportunities must not come at the expense of young workers' safety. With the number of apprentices in the workplace set to increase, it is critical that the work they are expected to carry out has been properly assessed and suitable controls put in place to ensure their health and safety. Managers and supervisors have to recognise that youngsters fresh to the workplace may well have a limited perception of the risks involved in the work".
"This young man's death, at the very start of his working life was not only a tragedy, it was also entirely preventable. Had those responsible assessed the work properly and ensured that he was supervised at all times by a qualified scaffolder, then he would not have been killed".
Labels: YOUNG EMPLOYEES
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